Planning for Your Retirement

Starting one to five years before you plan to retire, we encourage you to:

Attend a pre-retirement presentation

If there is enough interest at your facility and your facility requests a presentation, we will present general retirement information for members who are approaching or considering retirement.

Consider making an appointment to meet with a Member Services Pension Specialist

We are available for one-on-one meetings with you and your spouse/common-law partner to help you understand your retirement options. While our Pension Specialists are not financial planners and cannot provide financial advice, they can answer any questions about the Pension Plan and provide insight into various scenarios that will assist you in making the best decision for your personal situation.

Please book your appointment at least two weeks in advance.

Model your estimated pension. Generate pension estimates with the Online Pension Estimator through My HEB Online Services. 

The Online Pension Estimator is designed to help you understand the amount of income you may receive from HEPP, the Canada Pension Plan (CPP) and Old Age Security (OAS). It’s easy and there’s no limit to the scenarios you can try.

See the impact to your estimated pension:

At different retirement ages,
With different forms of pension, and
When your salary or working hours change.

You can create and save your estimate assumptions to compare the many options available to you at retirement.

Obtain a retirement package from HEB Manitoba

Please contact our Member Services team four to six months before your intended retirement date to request a personalized retirement package.